Surviving a road accident is never an easy experience, even if you weren’t physically injured. There is always a psychological toll that those who were involved in a road accident before know very well. If you think you’ll be perfectly rational after the accident, you’re mistaken. There are many legal obligations and insurance-related procedures that you need to check off your list. While this is harder in practice than it is in theory, thinking about it thoroughly and researching your options beforehand can help you react properly in such a difficult situation. A road accident can ruin more than just your day, but it’s possible to take a few steps to protect your rights. Here is what you should and shouldn’t do after a road accident.
DO: Seek Medical Attention
The first thing you should do after an accident is seeking medical attention. Sometimes, you might not be able to correctly estimate your injuries. Sometimes the damage is well-pronounced. Therefore, seeking medical attention should be on your priority list. It is also important to document any medical injuries you have suffered. If any medical care is needed, then it is essential to keep documents and bills in case they are needed in your claim.
Do: File a Claim
The main goal of all insurance companies is to minimize their losses, which is why the other driver’s insurance agency will try to settle the claim for the least amount of money possible. This is where car accident lawyers step in to help their clients get the highest settlement they possibly can, particularly in Texas and other states where insurance claims are especially hard to win. Accident lawyers focus all their attention on compensating their clients for the physical and mental suffering they have endured. They will work every angle to get you fair compensation for your lost wages, mental turmoil, and property damages.
Do: Report the Accident
After making sure that you are not suffering from any major injuries or serious consequences, the next thing you should always do is report the accident. This will not only help you in your fight to earn your rights but also because the avoidance of reporting an accident, even if it’s minor, is considered an offense in many states. To avoid any legal consequences, make sure to file the accident immediately. Also, don’t forget to acquire a copy of the police report as it is extremely useful in raising a claim.
Do not: Leave the Scene of an Accident
Leaving the scene is not just morally unacceptable, but it is actually considered a crime in many states, even if you are not at fault. Some people are under the wrong impression that it’s okay to leave the scene of the accident as long as it’s a minor accident. Sticking to the Scene is critical regardless of whether you have been involved in a minor or a major accident. It doesn’t only come with the risk of community service, but it can severely harm you if you have tried to raise a claim.
Do Not: Be Confrontational
Regardless of whose fault the accident is, you should never get aggressive and confrontational with the other involved party in the accident. Chances are, this will harm your situation more than it will help you. Both parties involved in an accident usually suffer from mental turmoil that does not allow them to think clearly. Getting aggressive might only add assault and battery charges on top of your worries.
Do Not: Over Share
While some people get aggressive, some people tend to get extremely talkative in stressful situations. Out of a guilt complex, some people might be tempted to admit guilt even when they are not at fault to make the other party feel better. You should fight the temptation to overshare or even talk about the accident with the other party to avoid the risk of saying anything that might be used against you that can harm your situation or the risk of losing your claim. Even if the accident has been your fault, it’s highly recommended by the National Traffic Safety Administration to avoid admitting responsibility at any cost. What is better is waiting for the authorities to settle the argument and determine who’s the party at fault.
Accidents are extremely stressful to deal with. Learning what you need to do and what you should avoid after an accident will go a long way in helping you keep your calm and deal with the situation in the best way possible. Feelings of confusion, fear, and pain might hinder you from reacting appropriately. Thus, it’s better to seek legal help whether by reporting the accident or hiring a seasoned accident lawyer to sort things out for you instead of adding to your troubles.