A missing tooth can result in lost confidence, along with difficulty eating and speaking normally. Dental implants can be the solution for many people. A dental implant consists of a false tooth or crown on top of a titanium screw placed in your jaw. The titanium post acts as a tooth root, fixing the crown in place so it feels as secure and comfortable as a real tooth.

Dental implants require surgical attachment and can be more costly compared to alternatives like dental bridges. However, dental implant insurance and financing solutions can make this treatment more affordable for many people. Explore the different payment plans for dental implants and learn how to choose the best option for your needs. 

Dental Insurance 

You may have dental insurance as an add-on to a medical insurance health plan or as a separate policy. Dental insurance coverage can vary considerably based on your insurer or specific policy. If you’re aiming to pay for dental implants with dental insurance, follow these tips: 

Find out if implants are covered by your policy 
Understand how much coverage you have  
Look into whether preliminary treatments, tests, and scans are covered 
Ask if your dental care provider accepts insurance payments 

Not all dental care providers accept insurance payments, but you may still be eligible for a reimbursement claim if you pay out-of-pocket.  

Financing 

Dental implants in Framingham are more accessible thanks to third-party financiers. The right financing lets you get the dental implants you need with the option to pay your bill in installments (with interest). Here’s what to know about these repayment plans: 

You’ll typically require good credit to be eligible for financing 
Some centers may offer interest-free financing 
Most people can easily apply for financing during an office visit 
You may be eligible for same-day financing 
Comparing different plans and providers can help you find your best fit 
Financiers consider your income stability, credit history, and credit score to determine your eligibility 
It may be possible to find a financing plan that works for you even with a less-than-perfect credit score 

Other Dental Implant Options 

Here are some other ways you can help cover the cost of dental implants:

Loans: For some patients, it may make sense to take out a loan to pay for dental implants. Compare rates and terms to find the most favorable option or consider a credit card that offers a promotional interest-free period. 
Health Savings Account: Many patients pay for their dental implants using funds from a Health Savings Account (HSA) or Flexible Savings Account (FSA). Note that not all treatment expenses may be eligible for HSA reimbursement. Talk to your dental care provider about your treatment plan and HSA payment options. 
Tailored treatment plan: Some dental implant centers offer tailored treatment plans rather than packaged plans. With a tailored treatment plan, you have more flexibility to choose materials, treatments, and services that fall within your desired price range. Your dental care provider will work with you to identify solutions that best fit your needs and budget.