A new year is the perfect time for self-reflection, as it allows you to look back on everything you have (or haven’t) achieved throughout the past 12 months, and identify how you can make the next 12 better than ever.
Thankfully, you don’t need to make one big change, as smaller steps can potentially improve your quality of life. To ensure you look back on 2019 with zero regrets, find out how to improve your lifestyle.
Have the Holiday of a Lifetime
Our career and social obligations can leave us unable to look after ourselves; however, you should never neglect what you wish to do. If you want to see the world, then plan to do so, and do it in style.
Decide where you want to go and the route you are going to take. Are you going to start in Europe? If so, hop from country to country, and see as many European islands as possible Greece has many idyllic islands to explore, however, do not neglect Cyprus. This beautiful country is perfect for sun-worshipers. Look through the many Cyprus villa holidays that offer a touch of luxury for you (and friends or family!) to unwind.
Claim 2019 as your year to see as many countries as possible.
Start a Savings Fund
A savings fund will provide you with peace of mind that you are financially protected should you lose your job or receive a surprise bill. Plus, it could help you to buy your own home, secure your first car or fund a dream holiday.
If you want to enjoy greater financial freedom throughout 2019, aim to set up a direct debit that will automatically transfer a set amount to a savings account each time you get paid.
Saving as little as £3 per day could add up to £1,095 by the end of the year. You also should aim to find a savings account with the best interest rate to maximize your cashflow.
Scale Back Your Spending
Of course, scaling back your spending can be a helpful way to improve your financial security.
Many people often buy clothing or gadgets they don’t really need, which will end up sitting at the back of a wardrobe or cupboard in a month’s time.
To ensure you don’t waste one more penny, make a vow to reduce your spending in 2019.
For example, you could:
- Research cheaper supermarket prices
- Browse the market for a better rate on utilities, internet or TV packages
- Drive less to save money on fuel
- Cut back on unnecessary expenditure (coffee chains, takeaway, junk food, etc.)
- Pay with cash over card to identify exactly how much you are spending
Declutter Your Home
If you are constantly searching for items or feel cramped inside your home, take it as a sign that you need to declutter your property.
Spend one weekend going through your belongings and ruthlessly throw away or donate items you no longer want or use.
It will free up space across the home and can create an airy, attractive interior, which could provide you with more mental clarity.
Find a New Job/Career
If you are currently unhappy in a job role, don’t allow it to become your future.
While you shouldn’t walk out of your job, you should take the steps to find a new position or career. For example, apply for new positions and network online with people in your industry to find new and exciting opportunities.
If you lack experience to secure a dream career, join a course to gain a qualification, embark on an internship on your day off, and read industry books to expand your knowledge.
Prep Your Lunch
Are you guilty of quickly buying a supermarket sandwich or fast food on your lunch break? Not only is this bad for your waistline, but it can damage your finances.
To improve your health and bank balance in 2019, start prepping a healthy lunch in advance, which you can enjoy at your desk or in the outdoors. By doing so, you will know exactly what you are eating, and it could save you a substantial amount of money throughout the year.
Develop a Positive Mindset
A negative outlook on life can destroy your happiness and can impact your mental health. If you want to feel both happy and positive in 2019, aim to develop an optimistic mindset.
For example, you should write a daily list of ten things that make you happy that day, such as the love of your parents, a budding career, the support of your best friend, or a hobby.
It can remind you how lucky you are, which could counteract any negative thoughts.
Small tweaks to your life can make you feel happier and healthier. To ensure your 2019 is filled with superb memories, aim to spend more quality time with your nearest and dearest, make healthier food choices, build a healthy savings fund, and proactively develop an optimistic outlook on life.