Accidents are the most common form of injuries you witness daily on the road, from your office building, or your house balcony. Car accidents are seen to be the deadliest but still such a common form of accidents. If you check the history of any hospital, you’ll be surprised to see the number of patients that are admitted to the hospital due to car accidents.
Besides getting mild to severe injuries, car accidents come with a lot more difficult situations that you need to handle. The basic gist of the article is to get knowledge about those unwanted circumstantial situations and to prepare yourself for such car accidents and other matters that are related to them such as personal injury cases etc.
Moving on, we’ll start by telling you about the very first steps you should take when you have been in a car accident.
1. Treat Your Mild Wounds
The first step is obviously to check if you are bleeding or in need of an emergency kit. In this case, you should have easy access to your mobile phone or any source of communication so that you can contact respectable resources. Since car accidents can be severe sometimes but not always so they may not always cause bleeding. Therefore, it’s not necessary that you always need an emergency rescue if there is a car accident.
Just having an emergency kit stored somewhere within your car to use whenever needed is enough. If you ever experience a minor car accident, you can easily use bandages from the first aid kit to cover and treat your wounds yourself.
2. Look For Driver’s License
During a car accident, it’s most likely that the driver gets the most deadly wants because he is sitting in front and has to endure the most impact of the accident. If you are not driving the vehicle then you should check the license of your driver. Because after being the one who is injured, he doesn’t have to face any more critical situations other than his injuries. Make sure your driver always has an active working driver’s license before appointing him for the job so that in case you ever experience a car accident, it’s not your driver’s fault and so you won’t be at risk of any circumstantial penalty.
3. File the Accident to Police
Car accidents are not just actions but they are also treated as a major policy issue because of the severity of the matter. Nobody knows if the accident is just the dispersion action of the driver or if it is a pre-planned form of murder. This is why, whenever there is an accident, it is necessary to call the police to inform them about the whole situation. The police force investigates the location as well as both the vehicles and the persons that are involved in the accident. No matter if they are injured or if they belong to the hitting party, it is their duty to investigate them.
So calling the police would help you understand what was the cause of the accident and how you can prevent it in the future from happening. Calling the Police Force would also be in your favor to confirm that your injury or accident is real and they will file a proper report about your accident situation so you have proof of the unfortunate event.
4. Hiring An Official Representative
If your car is insured or you are a holder of a life insurance policy from any company, an accident is a time when you can get a handsome amount of money for the misfortunate event that happened to you. Now, this is the very purpose because of which the police take the action of confirming the accident as a really unfortunate accident. Claiming your injury amount for your car insurance claim can be a tough job.
It’s not anyone’s cup of tea to understand the official business of policies and the cases related to such situations. Only a well-versed representative is qualified enough for the job. This is the reason why many people hire personal injury lawyers from Bergel Magence LLP to help them get through all the critical phases of a personal injury claim or your car’s insurance claim. With an official representative by your side, you don’t have to worry about anything but your recovery.
5. Inform Your Insurance Company
After hiring a respected official to represent your case, it is time to inform your insurance company about your accident. You shouldn’t lie about any of the details but be bold enough to tell them the whole truth about what happened and what caused the accident. If you believe that you should get the insurance that you are paying for, and you’re certain about why you should receive it, there is no shame In hiding the details about your car accident.
Your insurance company might ask you to fill up a form or be a little interrogative about your accident in a bit of a personal way, but it’s their job to confirm and find out if anything is fishy about the accident. They may also set up a meeting with you and possibly even try and make you give up your insurance but if you think you are right on getting the insurance you should ask your personal injury lawyer to go on with the case.
6. Don’t Discuss Your Accident With Anyone
If you are planning to receive an insurance claim or a personal injury claim you should be very specific about the people to whom you share your accident details. The only trusted personnel to share your details with are the police force, the doctors, your family members (only the very close ones), your therapist, and at last your lawyer. Other than all these people, you should not discuss your accident details with anyone. But only discuss or inform about accidents to the people who are in some way concerned with the accident, not your injuries due to accidents.
The above-mentioned list contains 6 very basic initial steps to take if you are facing a car accident situation with you or any of your dear friends. Just make sure you follow the process by understanding what you are going through and what you are putting at risk if you proceed with the case.