Be Aware! 4 Ways Cyber Crimes Can Severely Impact Your Personal Life
Cyber crimes are becoming more prevalent with the increased use of technology. People need to be vigilant when it comes to their online presence. Being caught in one of these phishing schemes can have serious impacts on your personal life. Here are some of the ways that these cyber crimes can cause you harm.
Identity Theft Concerns
Be wary of unsolicited emails. These can be scams designed to get your personal information. In the age of technology, it is easier to find out about people. A scammer doesn’t need much from you in order to steal your identity. Once they have this information, they can ruin your life.
The best way to avoid this is to not give out your personal information. Don’t share your passwords with anyone. A little bit of information can be a dangerous thing. These scammers can open up accounts in your name, and this can lead to huge amounts of debt being racked up. You are then responsible for paying off this debt. It can take years to clear your name. You have to prove that your identity was stolen to the authorities, and this can seriously derail your personal life.
Total Security Costs
Scammers also go after businesses. A hacker can attack the servers of these businesses. They might be able to gain access, putting you as the consumer at risk. Thieves may be able to gain access to your personal information through these other companies. Businesses need to keep their software up to date to avoid hackers from breaking into their systems. This comes with a significant amount of cost.
Software needs to be updated to avoid these vulnerabilities. A data breach can undermine the trust of the public. Many companies have suffered huge losses due to these data breaches. There are penalties that need to be paid as well as the loss of consumer confidence. Consumers also need to protect themselves by making sure that their home networks are secure. Unsecured Wi-Fi allows hackers access to your home.
Cost of Theft
Roughly one and a half million people fall victim to cyber crimes each year. This amounts to over $100 billion lost every year. This immense amount could have been avoided by taking some basic precautions. Don’t share your personal information with strangers. Scammers are becoming savvier when stealing this information. There are so many different avenues of attack. Social media is exploding with these scams.
The biggest mistake people make is giving out banking information. Companies and the government won’t ask you for your account number. If something seems suspicious, do some research. Look up the phone numbers of the companies that are asking for this information. Contact them directly to make sure that you don’t become another victim of cyber crime.
The entertainment industry is dealing with hackers breaking into their systems and stealing their productions. They are then holding these companies ransom to keep this information from the general public. Another scam is having ransomware on your computer, where your computer becomes locked until you pay them. This practice happens because malware was installed on your computer. The likely source is an ad or an email attachment that was opened.
Be cautious while you’re online. Know which sites you’re visiting. Have different passwords for different websites. You can protect yourself by having strong passwords that aren’t repeated through all your accounts. Keeping your computer and devices updated can also provide you with some protection. Never use unsecured Wi-Fi. This allows hackers a portal into your device.
Taking some basic precautions can prevent you from becoming a victim of cyber criminals. Consider the ways that these scammers can impact your life.
Hannah Whittenly is a freelance writer and mother of two from Sacramento, CA. She graduated from the University of California-Sacramento with a degree in Journalism.