No accident is ever planned for, and a car accident can occur at any time. When it happens, you need to be prepared with valid car insurance, among other things. You’ll need something that protects your interest at that time.
You may, of course, need a lawyer after, but there are a few things that you need to have on you when an accident happens. Below you can find the four things that you must have. These things can help even if the accident is a fatal one.
1. Identity Card
The first thing that you need to have on you at any given moment is your identity card. It is the only way you can be identified in case you’re involved in an accident. There are many John Does who are picked up in accidents.
When you’re identified, even your family may not know where you are. This can make it mainly a tough ask for them when they try to locate you. For example, if you lose consciousness in an accident, they can find you.
An ID will also make it easy for the authorities to reach out to your people if things go south. If you don’t carry your ID, there may be some medical mix up since your kin aren’t there to guide the medical staff
2. Proof of Insurance
You need to drive a car with proof of insurance and how to contact them. You should also ensure that the insurance with you is valid. It can be personal injury insurance or any other. But the car needs to have insurance to help you cover the damages.
Accidents aren’t predictable, so insurance is there to cover the car and you in case of an accident. When you have comprehensive insurance, even if you have passengers in the vehicle, they are covered.
When you’re injured in a car accident, insurance will protect your interests. When you have hit someone or state property, the insurance will cover you. If you decide to go at it all, you may end up paying more.
If you are the one who has been injured in an auto accident, maybe someone hit you, you may need a lawyer to get the best deal out of the insurance. If you don’t have a lawyer, you may be railroaded by the other side. Your interests are covered with the right lawyer, and you’ll get what you are entitled to.
3. Next of Kin Contact
Several things can go wrong in an accident, and clear contacts to a next of kin may come in handy. The next of kin may know the same hospital you need to be taken to, and what medical attention shouldn’t be administered.
Especially people with pre-existing medical conditions need to have contact details on them. If there aren’t any, you can get to the hospital and get the wrong medical attention. In most cases, after stabilization, when you get to the hospital, the information you have may save you.
You can also have the name of a preferred hospital to be taken to. If the hospital is nearby, that’s where you may be accepted. Without that information, you’ll end up at the nearest hospital taking in emergencies.
4. Lawyer’s Contact Detail
When you are involved in an accident, you may end up needing a lawyer. Especially if you have been hit. A personal injury lawyer’s contact detail isn’t a bad thing to have on you just if you are involved in an accident.
The earlier the lawyer takes up the case, the better you may be in the end. It will also ensure that you don’t get steamrolled by insurance company lawyers. Your lawyer will also have enough time to prepare for the case just if it ends up in trial.
An attorney will also be best suited to negotiate a settlement if the other decides to go that way. They’ll have done it before to have a clear idea of what is expected and what isn’t. Since the other side may have a lawyer, a lawyer on your side to protect your interest isn’t a bad idea.
You may not know when an accident may occur, so it can be hard to determine what exactly you need to have. Though, that doesn’t mean you shouldn’t have some things handy just in case. Here are some of the few things you need to have with you when a car accident happens. Always have these things whenever you are driving a car because they come in handy in case of an accident.